The Smart & Easy Guide to Personal Finance & Family Budgeting: Your Financial Workbook to Budget Management, Saving Money Programs, Paying off Debt &

Publisher Marketing: Money is the root of all evil. A source of tension, discord, and all kinds of family squabbles, dealing with money on your own is bad enough. Dealing with money and your family can be downright difficult - or even worse. It doesn't have to be the source of tension or disputes or family rivalry. All of these problems spring up simply because a proper family budget has never been drawn up. Whether your a whiz of an accountant or a complete fiscal beginner, there's no time like now to get your family finances back on track and your life under control. 'The Smart & Easy Guide To Personal Finance & Family Budgeting: Your Financial Workbook to Budget Management, Saving Money Programs, Paying Off Debt & Planning for the Future' is here to make it easier. Self-reliance and family harmony are what this book is all about. Complete budgetary transparency and planning is not only possible, it's simple, straightforward and just takes the application of some simple rules and even simpler strategy. After all, there's no more difficult way to drive, than with no map through unfamiliar territory. This book is your map to: Basic budgeting - how to do it and how to keep with it for your entire family Simple changes to your thinking - about money, about spending, saving, planning Quickly learn to manage what your earning and plan to save and spend it carefully Eliminate any false sense of wealth or security, and learn to better enjoy and use the resources you have now Buy your copy today of 'The Smart & Easy Guide To Personal Finance & Family Budgeting: Your Financial Workbook to Budget Management, Saving Money Programs, Paying Off Debt & Planning for the Future'! Every family can find itself over-extended at some point, but the secret is to minimize occurrences of coming up short and plan, plan, plan so that every step is predictable and following in your own financial outlook. Eliminating envy and all of the motivations that lead people off of their planned budget is just part of the picture. It doesn't take complicated excel budgeting spreadsheets or budget templates, but a sure understanding of how the big picture fits into your day-to-day spending and consumption. Very often, just a glimpse of the bigger picture is enough for people to plan and forecast better, and then living with a sound family budget is that much easier. All readers will quickly learn to: Delay purchases - and set reasonable financial and budgetary goals that everyone can live with Establish and adjust to spending limits that really start to make sense Work with expenses, necessities and extras, like a real pro, eliminate the unnecessary and plan for the unexpected. Better manage or eliminate credit cards, ATM machines, and cash advances 'The Smart & Easy Guide To Personal Finance & Family Budgeting: Your Financial Workbook to Budget Management, Saving Money Programs, Paying Off Debt & Planning for the Future' has the answers. Understanding your income sounds simple, but you can't really begin to do it without planning and living with a smart family budget. When you're planning for your own children and loved ones, the impetus becomes that much stronger. This guide is designed to provide the basic fundamental framework so your family budget becomes second nature and every place where you can save is noted. Readers will also have the resources to better plan so that the entire family can benefit from sound planning and budgetary restraint. And the unexpected is far better accounted for because you're already doing the accounting. A one year cycle can suddenly seem like a much more manageable and bigger pot of money. A good family budget goes a long way to making every member of the family happy and well-provided for, too. Grab your copy today of 'The Smart & Easy Guide To Personal Finance & Family Budgeting: Your Financial Workbook to Budget Management, Saving Money Programs, Paying Off Debt & Planning for the Futur" Contributor Bio:  Norris, Richard Richard's purpose is to bring transformation to people's lives so that they are living to fulfil their purpose whether at work, rest or play. From a veterinarian delivering calves and doing eyelid surgery on leopards to an army officer responsible for security and animal welfare to a post-grad student in internal medicine and an MBA to unemployed to an award-winning business coach and business development strategist, Richard's own success journey has been dynamic and diverse. Along the way he has also captained, coached and motivated sports individuals and teams to realize their potential. What became apparent is that Richard truly excels at challenging the status quo and clients to be better, to do better and to attain better results across their lives, businesses and organizations. That applies whether working with entrepreneurs or executives, leaders or followers, individuals or teams. Richard contributes articles to various publications on-line and in print on a range of topics around business, leadership and personal success. He also presents, speaks, and lectures across various institutions, conferences and events around the globe. As a competitive swimmer for 23 years, Richard lives by the adage a healthy body is a healthy mind. Today Richard continues to get his endorphin fix whether in the gym, on the road or in a pool. Richard is a lifelong learner and has invested significantly in his own personal development. He understands the power of applied learning that allows for growth and delivers results simply, effectively and consistently. With an absolute belief that inside everyone is greatness, Richard, by example and passion, uniquely inspires this belief in others.